You
Small subscriptions add up and I lose track.
ChatGPT
Audit by statement, not by memory: export a year of transactions, group by merchant, and sort by annual total. Monthly amounts hide the size; the yearly figure is the one that produces cancellations.
You
What would you skip entirely?
ChatGPT
The reporting layer, until something forces it. It is the part that feels productive to build and the part nobody opens twice.